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The 1099 Trap: Why You Need a W-9 Before You Pay a Single Dollar to a Contractor

The 1099 Trap: Why You Need a W-9 Before You Pay a Single Dollar to a Contractorby: Stacey HalbertPublished on: 22/10/2026

Hiring a contractor? Get their W-9 before you pay them — not in January. Here's why it matters and how to build it into your onboarding.

The 1099 Trap: Why You Need a W-9 Before You Pay a Single Dollar to a Contractor